With Alliance Bank, you can easily check your account balance through various channels, including online banking, mobile banking, and ATM services. Let’s see the different ways to check your account balance with Alliance Bank and provide you with some tips on how to manage your finances effectively.
How to check Alliance Bank balance online?
To check your Alliance Bank account balance online, follow these steps:
1. Visit the Alliance Bank website: https://www.alliancebank.com.my/
2. Click on the “Login” button located at the top right corner of the page.
3. Select “Personal” from the drop-down menu.
4. Enter your username and password, then click “Login.”
5. Once logged in, you will be able to view your account summary, which includes your account balance and transaction history.
If you have not registered for online banking, you will need to sign up first.
To do this, click on “Register” on the login page and follow the instructions to create an online banking account.
How can I check my Alliance Bank transaction history online?
To check your Alliance Bank transaction history online, follow these steps:
1. Visit the Alliance Bank website at www.alliancebank.com.my.
2. Click on the “Login” button at the top right corner of the page.
3. Select “Personal” from the drop-down menu to access the Personal Banking portal.
4. Enter your username and password, then click “Login” to access your account.
5. Once logged in, click on the “Accounts” tab or “Account Summary” to view your account details.
6. Select the account for which you want to view the transaction history.
7. Click on “Transaction History” or “View Transactions” to see a list of your recent transactions.
You can also filter the transactions by date range or transaction type, and download or print the transaction history for your records.
If you have not registered for online banking, you will need to sign up first to access your account information online.
Can I check Alliance Bank account balance using SMS?
It depends on the services provided by Alliance Bank.
Some banks offer SMS banking services that allow you to check your account balance by sending a specific text message to a designated number.
You should check with Alliance Bank’s customer service or visit their website to see if they offer this service and learn how to use it.
Can I check Alliance Bank credit card balance online?
Yes, you can check your Alliance Bank credit card balance online through the Alliance Bank online banking portal or mobile app.
You can also check your balance through SMS banking or by calling the Alliance Bank customer service hotline.
What is the difference between Alliance Bank current balance and available balance?
The current balance of an Alliance Bank account is the total amount of money in the account at a given point in time, including any pending transactions that have not yet cleared.
The available balance, on the other hand, is the amount of money that is currently available for withdrawal or use, taking into account any pending transactions that have not yet cleared and any holds or restrictions on the account.
In other words, the available balance is the current balance minus any pending transactions or holds.
How do I maintain my Alliance Bank balance?
Here are some general tips on how to maintain your Alliance Bank balance:
1. Keep track of your expenses: Make a budget and stick to it. This will help you avoid overspending and ensure that you have enough money to cover your bills and other expenses.
2. Set up automatic payments: Set up automatic payments for your bills and other recurring expenses. This will help you avoid late fees and ensure that you don’t miss any payments.
3. Use online banking: Check your account balance regularly using online banking. This will help you keep track of your spending and ensure that you have enough money in your account.
4. Avoid unnecessary fees: Be aware of any fees associated with your account, such as overdraft fees or ATM fees. Avoid these fees by staying within your account limits and using Alliance Bank ATMs.
5. Save money: Set aside a portion of your income each month for savings. This will help you build up your savings and ensure that you have a cushion in case of unexpected expenses.