Affin Bank offers several convenient ways to check your account balance, including online banking. We will provide step-by-step instructions on how to check your Affin Bank account balance via online channel.
How to check Affin Bank account balance online?
To check your Affin Bank account balance online, follow these steps:
1. Visit the Affin Bank website: https://www.affinbank.com.my/
2. Click on “Login” at the top right corner of the page.
3. Select “AffinOnline” from the drop-down menu.
4. Enter your username and password, then click “Login.”
5. Once logged in, you will be able to view your account summary, which includes your account balance and recent transactions.
6. If you have multiple accounts with Affin Bank, you can select the specific account you want to check the balance for.
Note: If you haven’t registered for AffinOnline, you will need to do so first by clicking on “First Time Login” on the login page and following the registration process.
How can I check my Affin Bank transaction history online?
To check your Affin Bank transaction history online, follow these steps:
1. Visit Affin Bank’s official website at https://www.affinbank.com.my.
2. Click on “Login” at the top right corner of the page.
3. Select “AffinOnline” to access the online banking portal.
4. Enter your username and password, then click “Login.”
5. Once logged in, click on “Accounts” or “Account Summary” from the main menu.
6. Select the account you want to view the transaction history for.
7. Click on “Transaction History” or “View Transactions.”
8. Choose the date range for which you want to view the transaction history and click “Search” or “Submit.”
Your transaction history for the selected account and date range will be displayed on the screen. You can also download or print the transaction history if needed.
Can I check Affin Bank account balance using SMS?
No, you Affin Bank account balance cannot be checked using SMS.
However, you can check your account balance through AffinOnline (internet banking), AffinMobile (mobile banking app), or by visiting an ATM or a bank branch.
Can I check Affin Bank credit card balance online?
Yes, you can check your Affin Bank credit card balance online through the AffinOnline banking portal or the Affin Bank mobile app.
You can also check your balance through SMS banking or by calling the Affin Bank customer service hotline.
What is the difference between Affin Bank current balance and available balance?
The current balance is the total amount of money in your account at a given point in time, including any pending transactions that have not yet cleared.
The available balance, on the other hand, is the amount of money you can use or withdraw from your account at that moment, taking into account any pending transactions, holds, or other restrictions.
In other words, the available balance is the current balance minus any pending transactions or holds.
How do I maintain my Affin Bank balance?
Here are some general tips on how to maintain your bank balance:
1. Keep track of your expenses: Make a budget and stick to it. This will help you avoid overspending and ensure that you have enough money to cover your bills and other expenses.
2. Set up automatic transfers: Consider setting up automatic transfers from your checking account to your savings account each month. This will help you save money without even thinking about it.
3. Avoid unnecessary fees: Be aware of any fees associated with your account, such as monthly maintenance fees or ATM fees. Try to avoid these fees by using your bank’s online banking services or by using ATMs that are part of your bank’s network.
4. Monitor your account regularly: Check your account balance regularly to ensure that you have enough money to cover your expenses. This will also help you detect any fraudulent activity on your account.
5. Consider investing: If you have extra money, consider investing it in a savings account or other investment vehicle. This will help you grow your money over time and ensure that you have a solid financial future.