Check Public Bank Balance Online

Here is the guide for you to go through the process of checking your Public Bank balance online, making it easier for you to keep track of your finances.

How to check Public Bank account balance online?

To check your Public Bank account balance online, follow these steps:

1. Visit the Public Bank website: Go to the Public Bank official website at

2. Log in to your account: Click on the “Login” button located at the top right corner of the homepage. Enter your User ID and password, then click “Login” to access your account.

3. View your account balance: Once you are logged in, you will be directed to your account summary page. Here, you can view the balance of your various accounts, such as savings, current, and fixed deposit accounts.

4. Click on the account: To view more details about a specific account, click on the account number. This will open a new page with more information about the account, including transaction history and account statements.

Remember to log out of your account when you are finished to ensure the security of your information.

How can I check my Public Bank transaction history online?

You can check your Public Bank transaction history online by following these steps:

1. Log in to your Public Bank online banking account.
2. Click on the “Accounts” tab.
3. Select the account you want to view the transaction history for.
4. Click on the “Transaction History” option.
5. Choose the date range for the transactions you want to view.
6. Click on the “Search” button to display the transaction history.

You can also download the transaction history as a PDF or Excel file for your records.

Can I check Public Bank account balance using SMS?

It is not possible to check your Public Bank account balance using SMS.

However, you can check your account balance through other methods such as online banking, mobile banking app, or by visiting an ATM or a local branch.

Please visit the Public Bank website or contact their customer service for more information on how to access your account balance.

Can I check Public Bank credit card balance online?

Yes, you can check your Public Bank credit card balance online through the Public Bank website or mobile app.

Simply log in to your account and navigate to the credit card section to view your balance and transaction history.

You can also set up alerts to receive notifications when your balance reaches a certain amount or when a transaction is made on your card.

What is the difference between Public Bank current balance and available balance?

The current balance of a Public Bank account is the total amount of money in the account at a given point in time, including any pending transactions that have not yet cleared.

The available balance, on the other hand, is the amount of money that is currently available for withdrawal or use, after taking into account any pending transactions, holds, or other restrictions on the account.

To make it easier toi understand, the available balance is the amount of money that can be accessed immediately.

In contrast, the current balance includes all funds in the account, whether or not they are currently available for use.

How do I maintain my Public Bank balance?

Here are some general tips on how to maintain your Public Bank balance:

1. Keep track of your expenses and income: Make a budget and stick to it. This will help you avoid overspending and ensure that you have enough money to cover your expenses.

2. Set up automatic transfers: You can set up automatic transfers from your checking account to your savings account to ensure that you are saving money regularly.

3. Avoid unnecessary fees: Public Bank may charge fees for certain transactions, such as ATM withdrawals or overdrafts. To avoid these fees, make sure you understand the terms and conditions of your account and avoid transactions that may trigger fees.

4. Monitor your account regularly: Check your account balance regularly to ensure that you are not overspending or overdrawing your account.

5. Consider investing: If you have extra money, consider investing it in a savings account or other investment vehicle to earn interest and grow your wealth over time.

Leave a Comment